Mortgage Rates

Feb. 28, 2020

Should I Buy a Home This Year?

Everyone's situation is unique. Therefore, I'll be happy to sit down with you and explain how this works for your particular circumstance. Call me at (510) 681-3499 or just click here to send a message to me.

Nov. 26, 2019

Rent or Buy, Either Way You're Paying a Mortgage

If you’re ready to put your housing costs to work for you, maybe it’s time to become a homeowner. Let’s connect to determine if moving from renting to buying is right for you.

Nov. 21, 2019

Time Travel via Interest Rates

  • With interest rates around 3.66%, now is a great time to look back at where they’ve been over the past few decades. Comparatively, they’re pretty low!

  • According to Freddie Macrates are projected to increase to 3.9% by this time next year.

  • The impact your interest rate ...

View More
Posted in Mortgage Rates
Feb. 5, 2018

Whether You Rent or Buy, Either Way You're Paying a Mortgage!

There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s.

As Entrepreneur Magazine, a premier source ...

View More
Jan. 23, 2018

Home Purchasing Power: The Trend is NOT your Friend!

Much has been said about the rising prices of real estate in the Bay Area. But this is only half of the story.

Here's the other half:Home Purchase Power - How Much House at $2,500 a month

This chart is quite a bit different from your typical 'interest rate' graph.

The key idea behind this chart, is to keep ...

View More
Dec. 13, 2017

What is the Cost of Waiting Until Next Year to Buy?

We recently shared that over the course of the last 12 months, home prices have appreciated by 7.0%. Over the same amount of time, interest rates have remained historically low which has allowed many buyers to enter the market.

As a seller, you will likely be most concerned about ...

View More
April 13, 2017

Home Mortgages: The Ups and Downs

The media has extensively covered the rise in mortgage interest rates since last fall (from 3.42% last September to the current 4.1% according to Freddie Mac). However, a less covered aspect of the mortgage market is that requirements to get a mortgage have eased while rates have ...

View More
July 25, 2016

The Brexit Impact: 30 Days Later


Just over a month ago, the United Kingdom decided to withdraw from the European Union in a decision commonly known as Brexit. At that time there was a lot of speculation on how that decision would impact the U.S. residential mortgage market. Today, we want to look at the ...

View More
Feb. 13, 2016

What is Your Home Equity Position?

[vsw id="_U5waFnYRCI" source="youtube" width="640" height="400" autoplay="no"]

Michael Koenig and Maureen Torretto discuss how the steady increase in real estate values over the past couple years has affected your home equity position.

Having this knowledge can give you options! Contact me to find out what your equity ...

View More
July 8, 2015

Take Advantage of Market Volatility

Schadenfreude. Ever hear of this term? Basically, it means to take satisfaction or pleasure at the expense of someone else's misfortune.

Well, that's basically the opportunity now.

The financial markets are in turmoil, thanks to what is happening in Greece and China. The benefit to you? Look at ...

View More