Video Clip | California Pacific Brokers

Bank Owned in a Wine Country Setting

November 23, 2011 By Michael

Here’s a great opportunity to buy in the heart of the Livermore Wine Country.

Yup, this home got totally tore-up by the previous occupants. Fortunately, it’s pretty much all cosmetic damage. The bank’s loss is your GAIN! With the money you save on the purchase, you’ll be able to fix it up and install the hardware and finishes YOU want

This is an REO / Bank Owned Property.

Listing Price: 639,000
Address: 2450 Detert Street
City: Livermore
State: CA
ZIP: 94550

MLS # (if any): 40551920
Square Feet: 3,774
Bedrooms: 5
Bathrooms: 3
Garage: 2

Filed Under: Video Clip Tagged With: fixer upper, Foreclosure, REO, video, wine country

Let’s Talk Renovation Financing

October 26, 2011 By Michael

You pull up to the house, take a look from the curb and realize this could be the one and at such a great price! Your Realtor takes you in and as you begin to look around you notice….where are the appliances? Why is the floor only partially completed? You continue down the hallway and the bathroom is missing a toilet!?!? Why would they take that?

Needless to say, no lender will touch a home like this and your hopes begin to diminish rapidly! NOW THERE IS A SOLUTION!

The FHA 203K Rehabilitation financing is designed specifically for this purpose. The 203K will allow you to purchase the home at the list price and finance up to $35,000.00 in construction to the home all in one loan!

YOU pick the contractors,

YOU pick the appliances, bathroom fixtures, lighting, to create the home of your dreams BEFORE you move in!

The qualifications for the 203K are identical to the classic FHA financing: 3.5% down payment, lenient underwriting guidelines and interest rates approximately 0.25%-0.375% above FHA rates! THERE IS NO CATCH!

So, if you find yourself looking around the inside of the home of your dreams, seeing what COULD be, let’s make it a reality with the FHA 203K Rehabilitation Loan.

For more information on the FHA 203K, please contact me directly and visit HUD’s website, http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/203k/203kabou

Filed Under: Video Clip Tagged With: Bank Owned Listings, FHA, Foreclosure, REO, video

[Video] What Happens in a Foreclosure

September 22, 2011 By Michael

Additionally, I have posted a number of detailed reports on your options to avoid foreclosure here: www.UnderWaterHomeHelp.com.

Filed Under: Video Clip Tagged With: Consumer Tip, Foreclosure, Mortgage, video

[Video] What it Means to Be “Upside Down”

September 22, 2011 By Michael

Additionally, I have posted a number of detailed reports on your options to avoid foreclosure here: www.UnderWaterHomeHelp.com.

Filed Under: Video Clip Tagged With: negative equity, Under Water, upside down, video

[Video] Bankruptcy 101

September 14, 2011 By Michael

Additionally, I have posted a number of detailed reports on your options to avoid foreclosure here: www.UnderWaterHomeHelp.com.

Filed Under: Video Clip Tagged With: attorney, bankruptcy, Consumer Tip, Foreclosure, Mortgage, Under Water, video

[Video] Deficiency Judgement Explained

September 14, 2011 By Michael

Additionally, I have posted a number of detailed reports on your options to avoid foreclosure here: www.UnderWaterHomeHelp.com.

Filed Under: Video Clip Tagged With: Consumer Tip, Foreclosure, Short Sale, Under Water, video

[VIDEO] Literally Under Water

September 12, 2011 By Michael

Video of a guy LITERALLY under water writing out a message that says “Is your home under water? www.UnderWaterHomeHelp.com

Filed Under: Foreclosure, Loan Modification, Short Sale, Video Clip Tagged With: Consumer Tip, Mortgage, Short Sale, Under Water, video

[Video] What is a Short Sale?

September 12, 2011 By Michael

This video describes a short sale, a real estate transaction where the bank will accept less than what is owed to them when a home is sold.

If you or someone you know is considering this option, but would like to know more about it, click here: www.UnderWaterHomeHelp.com.

Filed Under: Foreclosure, Short Sale, Video Clip Tagged With: Consumer Tip, Loan Modification, Mortgage, Short Sale, Under Water, video

[Video] Loan Modification Explained

September 12, 2011 By Michael

Do you need help with your Loan Modification? Here is a helpful article.

Additionally, I have posted a number of detailed reports on your options to avoid foreclosure here: www.UnderWaterHomeHelp.com.

Filed Under: Loan Modification, Video Clip Tagged With: Consumer Tip, Foreclosure, Loan Modification, Mortgage, video

@Tweets Aren’t Just For #Kids ;)

June 8, 2011 By Michael

We discuss a great example of why social media is not just for kids. Facebook, Twitter, YouTube and the like have become excellent tools to put in your marketing and negotiating arsenal.

This particular example involved a short sale negotiation with the borrowers’ lender.